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 HOUSING LOAN REQUIRED DOCUMENTS GENERAL DOCUMENTS :  1.Aadhar Card. 2.Pan Card. 3.Voter ID. 4.Ration Card. 5.Passport Size Photo. PROPERTY PAPER : 1.Land Documents. 2.Blueprint Xerox. 3.Registered Development Agrement of Builder. ACCOUNT STATEMENT : 1.Last six month Bank Account Statement. 2.If Anyother or Previous Loan one year Loan Statement. INCOME PROOF (NON SALARIED) : 1.Bussiness Address Proff. 2.Last 3 Years IT Returns. 3.Last 3 Years Balance Sheet. 4.Last 3 Years Profit and Loss Account Statement. 5.Bussiness License Details. 6.Certification for Qualifications(for example Doctors, CA and other Proffessionals) INCOME PROOF (SALARIED): 1.Last 3 Months Salary Slip. 2.Copy of Form 16 for Last 3 Years. FOR MORE DETAILS CHECK BELOW VIDEO  THANK YOU, BANKING TIPS.

 How to Calculate Loan EMI ? If  Loan Amount (P) = 1 Lakh  Rate of Interest (r) = 10% Tenure (n) = 12 Month or 1 Year. We are going to Find the Answer by Using below Formula,   EMI = P*r*(1+r)^n/((1+r)^n-1) Where  P is the Loan Amount, r is Rate of Interest n is Tenure or Number of years. Hence, Rate of Interest in Percentage so we have to Convert shown below r = 10%   = 10/12*100   = 0.00833333 Hence therefore, Rate of Interest ( r ) = 0.00833333 Now all these have to be applied in this formula. EMI = P*r*(1+r)^n/((1+r)^n-1)         = 100000*0.00833333*(1+0.00833333)^12/((1+0.00833333)^12-1)       = 8791.5  Therefore EMI =  ₹ 8791.5 For More Details see below video , TNANK YOU, BANKING TIPS.

 HOW TO CONVERT LOAN INTEREST  PERCENTAGE TO PAISA:     If Annual Interest = 15 %        In Paisa = ? Step 1: First find Monthly Interest Rate? Monthly Interest Rate = Annual Interest/12                                          =15/12                                          = 1.25 % Therefore Monthly Interest Rate = 1.25% Step 2: Find Rupees? Rupees = Monthly Interest Rate * 100               = 1.25/100 * 100                = 1.25  Rupees =  ₹ 1.25 Step 3 : Find Paisa? Paisa = Rupees * 100             = 1.25 * 100             = 125 Paisa  Hence therefore  15% Annual Interest = 125 Paisa. HOW TO CONVERT LOAN INTEREST  PASISA TO PERCENTAGE: Interest = 77 Paisa  Percentage = ? Step 1 :  Convert into Rupees Rupees = Paisa /100                = 77/100  Rupees =    ₹ 0.77 Step 2 :  Find Monthly Interest Rate ? Monthly Interest Rate = Rupees /100*100                                          = 0.77/100*100  Monthly Interest Rate = 0.77 % Step 3 :  Find Annual Interest Rate ? Annual Interest R