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Housing Loan Required Documents

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 HOUSING LOAN REQUIRED DOCUMENTS GENERAL DOCUMENTS :  1.Aadhar Card. 2.Pan Card. 3.Voter ID. 4.Ration Card. 5.Passport Size Photo. PROPERTY PAPER : 1.Land Documents. 2.Blueprint Xerox. 3.Registered Development Agrement of Builder. ACCOUNT STATEMENT : 1.Last six month Bank Account Statement. 2.If Anyother or Previous Loan one year Loan Statement. INCOME PROOF (NON SALARIED) : 1.Bussiness Address Proff. 2.Last 3 Years IT Returns. 3.Last 3 Years Balance Sheet. 4.Last 3 Years Profit and Loss Account Statement. 5.Bussiness License Details. 6.Certification for Qualifications(for example Doctors, CA and other Proffessionals) INCOME PROOF (SALARIED): 1.Last 3 Months Salary Slip. 2.Copy of Form 16 for Last 3 Years. FOR MORE DETAILS CHECK BELOW VIDEO  THANK YOU, BANKING TIPS.
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How to Calculate Loan EMI

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 How to Calculate Loan EMI ? If  Loan Amount (P) = 1 Lakh  Rate of Interest (r) = 10% Tenure (n) = 12 Month or 1 Year. We are going to Find the Answer by Using below Formula,   EMI = P*r*(1+r)^n/((1+r)^n-1) Where  P is the Loan Amount, r is Rate of Interest n is Tenure or Number of years. Hence, Rate of Interest in Percentage so we have to Convert shown below r = 10%   = 10/12*100   = 0.00833333 Hence therefore, Rate of Interest ( r ) = 0.00833333 Now all these have to be applied in this formula. EMI = P*r*(1+r)^n/((1+r)^n-1)         = 100000*0.00833333*(1+0.00833333)^12/((1+0.00833333)^12-1)       = 8791.5  Therefore EMI =  ₹ 8791.5 For More Details see below video , TNANK YOU, BANKING TIPS.
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HOW TO CONVERT LOAN INTEREST PERCENTAGE TO PAISA

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 HOW TO CONVERT LOAN INTEREST  PERCENTAGE TO PAISA:     If Annual Interest = 15 %        In Paisa = ? Step 1: First find Monthly Interest Rate? Monthly Interest Rate = Annual Interest/12                                          =15/12                                          = 1.25 % Therefore Monthly Interest Rate = 1.25% Step 2: Find Rupees? Rupees = Monthly Interest Rate * 100               = 1.25/100 * 100                = 1.25  Rupees =  ₹ 1.25 Step 3 : Find Paisa? Paisa = Rupees * 100             = 1.25 * 100             = 125 Paisa  Hence therefore  15% Annual Interest = 125 Paisa. HOW TO CONVERT LOAN INTEREST  PASISA TO PERCENTAGE: Interest = 77 Paisa  Percentage = ? Step 1 :  Convert into Rupees Rupees = Paisa /100                = 77/100  Rupees =    ₹ 0.77 Step 2 :  Find Monthly Interest Rate ? Monthly Interest Rate = Rupees /100*100                                          = 0.77/100*100  Monthly Interest Rate = 0.77 % Step 3 :  Find Annual Interest Rate ? Annual Interest R
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CASH DEPOSIT IN DEPOSIT MACHINE

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 How to Deposit Cash in Cash Deposit Machine 1.Insert your Debit Card  2.Enter PIN Number 3.If you do not Bring your Debit Card , it is Possible to Make Deposit without a Debit Card. 4.To Deposit without Debit Card , Click 'Cardless Deposit'. 5. Select Langauge. 6.Enter your Account Number. 7.After Entering your Acoount Number , Confirm your Name. 8.And select the Purpose of Cash Deposit. 9.After selecting the purpose , enter your mobile number. 10.Then Place the Money in the Cash Deposit Slot and Click Continue. 11. Machine will Accept the Cash and Shows the Denomination.After checking the Denomination Click DEPOSIT icon. 12. Cash will be Deposited and Collect the Receipt. For more Details see below Video Youtube Link :   https://www.youtube.com/watch?v=yFOIvWT6SK8
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How To Change ATM PIN Number

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  HOW TO CHANGE ATM PIN NUMBER    1. Insert your Debit Card in ATM Machine. 2. After Inserting Your Debit Card, Select the Language. 3.After Selecting the Language , enter your current ATM PIN Number. 4.After entering the ATM PIN Number, various options are displayed. In that option select the PIN CHANGE option.   5.After selecting PIN CHANGE  option , enter the New PIN. 6.Then Re-enter your new PIN. 7.Then click CONFIRM option.If the PIN re-entered matches the initial one  , YOUR PIN HAS BEEN CHANGED SUCCESSFULLY. FOR MORE DETAILS ABOUT ATM PIN CHANGE  SEE BELOW VIDEO :
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